Developing relationships and solutions for the modern-day business owner.
At Pathway Catalyst, Our mission is to empower business owners to achieve their unique financial goals by providing comprehensive, tailored financial solutions. We strive to be the trusted partner that navigates the complexities of financial services, delivering exceptional value and fostering long-term success for our clients.
Proven Results That Speak for Themselves
Real outcomes from business owners who transformed their life
Are You Struggling With These Business Challenges?
Low Credit Score
Getting told "no" by banks like it's your fault you kept the business alive during a pandemic.
Cash Flow Crunch
Sales are booming, but your account balance still feels like a bad joke.
Denied by the Bank
Explaining your business model to a banker who's never owned one.
Too Fast for the System
You're scaling fast but banks move at the speed of paperwork.
Transform Your Business With Our Proven System
Low Credit? No Problem
We fund businesses banks won't touch. If you're earning, you're eligible.
Flexible Repayment Options
Reasonable payback through the system, no pressure.
Fast Turnaround Times
Receive funding in as little as 24 hours. Because opportunity doesn't wait, and neither should you.
Revenue-Based Funding
Get approved based on your daily sales not your credit score or paperwork pile.
Comprehensive Business Funding Solutions
Whether you're expanding, overcoming cash flow gaps, or recovering from a bank denial, We have the expertise and capital to move your business forward.
SBA Loans
Discover the possibilities for your business with our SBA loan services. Low rates, long terms, and government backing.
Equipment Financing
Prepare your business for success with our equipment financing solutions. Whether you're looking for new machinery, technology, or vehicles, we offer flexible financing options.
Merchant Cash Advance
Boost your business growth with merchant cash advances. This unique financing option offers immediate working capital based on your daily sales.
Business Growth
Revenue Increase After Funding
Obtain flexible funding for your daily operations with our business line of credit solutions.
Drive your business growth with our competitive term loan options.
Secure your property investments with our tailored residential and commercial mortgage solutions.
Your Funding Journey
Our systematic approach has helped over 1,000 merchants achieve their business goals
Application & Bank Statements
Simple application with your last 4 months of bank statements. Our AI reviews your financials in minutes.
AI Underwriter At Work
Get a customized funding plan in minutes with clear approval milestones, matched lenders, and deal structures tailored to your business profile.
Match the Best Offers
Real-time deal matching, personalized funding insights, lender feedback, and continuous strategy refinement all tailored to your business needs.
Results in Under 3 Minutes
Get matched with the right lenders, secure fast funding, and grow your business with ongoing support to ensure long-term success.
Real People, Real Results, Real Transformations
See how our clients have achieved remarkable business breakthroughs and life-changing results.
"I was struggling to cover payroll and take on new contracts. Within 48 hours of working with Pathway Catalyst, we secured $175K in funding. It saved my business and let us scale faster than ever. The process was fast, clear, and honestly, a game-changer!"
"Traditional banks kept turning us down because of our industry. Pathway Catalyst came through with $60K in less than 2 days. We used it to launch a new product line and double our monthly revenue. I finally felt like someone understood what it's like to run a real business."
"Cash flow was tight after a slow quarter, and we needed funds fast to keep operations running. Pathway Catalyst approved us within 24 hours and funded $40K by the next morning. The support didn't stop there — they checked in, helped us plan, and made sure we had what we needed to grow."
Thomas Chillemi
Business Transformation Expert
Hi, I'm Thomas Chillemi - Your Business Transformation Expert
With over 15 years of experience in small business funding and financial strategy, I've helped over 1,000 entrepreneurs secure fast, flexible capital to grow, recover, and scale. Our mission is simple: To help you access the funding you deserve without the delays, denials, or red tape.
Certified Small Business Finance Specialist
Trusted Business Capital Advisor with deep experience helping founders navigate growth, cash flow challenges, and real-world funding solutions.
Accredited MCA Funding Advisor
Specialized expertise in merchant cash advances and alternative funding solutions for businesses that need capital fast.
Certified Business Growth Consultant
1,000+ successful business transformations with 92% client success rate and $50M+ in funding secured.