Our goal is to help your business get the capital it needs today, while becoming an asset in moving your credit forward, reducing costs to long term financing success.
Pre-qualify in minutes with no impact to your credit score.
Explore the right funding solution for your business needs.
These are the different programs we offer — if you don't qualify now, our commitment is to get YOU in position to qualify.
We will assist you in getting Capital today, aid in Credit and Cost Reducing Strategies, and how to build from where You are Today to Where you Want to Be.
Don't qualify yet? We've got a plan. Get funded today, then we'll help you build credit and graduate to SBA-level rates.
Explore credit guidanceGovernment-backed financing with the lowest rates available.
Best for
Working capital, Expansion / growth
Funding up to
$5M
Terms
5–25 years
Up to 100% financing for the equipment you need.
Best for
Equipment
Funding up to
$1M
Terms
2–7 years
Same-day funding tied to your daily sales.
Best for
Working capital, Inventory
Funding up to
$500K
Terms
3–18 months
Revolving capital you can draw on whenever you need it.
Best for
Working capital, Inventory
Funding up to
$500K
Terms
Revolving
Lump-sum funding with predictable monthly payments.
Best for
Working capital, Expansion / growth
Funding up to
$2M
Terms
1–7 years
Commercial and residential mortgage solutions.
Best for
Real estate, Refinance debt
Funding up to
$10M
Terms
5–30 years
Start a single application and our team will match you with the right offers.
Get the money you need today — and we'll help you build toward the best rates tomorrow. Don't qualify for SBA yet? We'll get you there.
We work with business owners and excel at our core mission - "How do we get you the funding you need today while aiding in getting your business the type of capital it wants to access long term". A true partnership in business success.
Access working capital fast — even with less-than-perfect credit — through MCAs, lines of credit, and term loans.
Our credit guidance is here to help roadmap a way to great scores
Add credit card processing to grow revenue history and build business credit.
Qualify for the lowest-cost, longest-term SBA financing once you're ready.
Strengthen your credit profile to unlock better rates and more funding options.
Pull and understand your full credit report so you know exactly where your business stands.
Learn moreWork with specialists to dispute inaccuracies and rebuild your business and personal credit.
Learn moreLower your transaction fees, streamline operations, and keep more of your revenue.
Learn moreA simple, transparent process to help you get funded faster.
Answer a few questions about your business.
Our experts review your profile and help you secure the maximum funding
Review rates, terms, and funding timelines.
Choose the best option and complete your application.
Powerful tools to estimate payments and explore your options.
Estimate monthly payments, total interest, and the SBA guarantee fee on an SBA loan.
Calculate nowSee payments and total cost for financing machinery, vehicles, or technology.
Calculate nowEstimate daily and weekly payments and total payback using the factor rate.
Calculate nowSee how our clients have achieved remarkable business breakthroughs and life-changing results.
Sarah Martinez
CEO · Engineering / Manufacturing, Wyoming
“I was struggling to cover payroll and take on new contracts. Within 48 hours of working with Pathway Catalyst, we secured $175K in funding. It saved my business and let us scale faster than ever. The process was fast, clear, and honestly, a game-changer!”
David Chen
COO · Logistics, Utah
“Traditional banks kept turning us down because of our industry. Pathway Catalyst came through with $60K in less than 2 days. We used it to launch a new product line and double our monthly revenue. I finally felt like someone understood what it's like to run a real business.”
Lisa Thompson
CIO · Blend Coffee, New York
“Cash flow was tight after a slow quarter, and we needed funds fast to keep operations running. Pathway Catalyst approved us within 24 hours and funded $40K by the next morning. The support didn't stop there — they checked in, helped us plan, and made sure we had what we needed to grow.”
